¼ United States Books ✓ Rich Dad, Poor Dad 2: Cash Flow QuadrantRich Dads Guide to Financial Freedom by Robert T. Kiyosaki Ù eBook or Kindle ePUB

Personal finance author and lecturer Robert T. Kiyosaki developed his unique economic perspective from two very different influences - his two fathers. This text lays out Kiyosaki's philosophy and his relationship with money. Rich Dad, Poor Dad 2: Cash Flow QuadrantRich Dads Guide to Financial Freedom

For those of you who want to take control of your financial future, I recommend the Rich Dad, Poor Dad books. This is the second book in his series. It will not give you specific details of how to make those changes. It changes the way you think about money and opens your eyes to possibilites. Hopefully, it gives you the courage to make changes in your life to be financially successful. I know that Robert Kiyosaki's books have made drastic changes to our lives and it was only 1 year ago that my dh read his first book. 9780751532807 It's a masterpiece of saying nothing but sounding very knowledgeable while you do so. From what I can garner (and it's hard because there are few if any facts to go off in the book) he made his money n the real estate boom in the US. But that seems to have convinced him that he had some magic formula to success no one else had thought of. He has done a really good job at selling snake oil through his books though, so I suppose you have to hand him that. Read this if you believe that all it takes to make money is some magic beans and a map to the giants house. English Financial freedom is a vastly different from financial security.


For those of you who have read Rich Dad Poor Dad this book is basically an extension of the lessons taught in that book. Robert Kiyosaki gives a brief description of his journey as an adult going from a short stint living in his car to financial freedom by taking advantage of tax laws and creating assets that create passive income. (My personal gushings about this book can be found here.)
The title of the book, The Cashflow Quadrant, describes an image that separates people into 4 categories: employee, self employed, business owner and investor. (below)


Many distinctions are drawn in regards to the left side and the right side of the quadrant and what it takes to be on each side.

Kiyosaki believes strongly in the fact that if you are an E or an S you play an old game that makes sense for governments and business owners because you pay the highest amount of taxes and build large amounts of debt thinking that by doing that you are avoiding taxes through credits or refunds.The left side of the quadrant works the hardest, and is obsessed with going to school to find a job and maintain their security. Those who would be considered an S are people who are self employed and lose their income when they are not at work. (doctors, lawyers, dentists, etc.) People on the left side of the quadrant can, and some do, make a lot of money and are very successful. The problem with this success is that the more success you encounter the less personal time you have and the harder you have to work. Again, many people choose this route because they feel secure in the fact that they know where their next paycheck is coming from.

People on the right side of the quadrant are not concerned with security and are interested in creating income both as a business owner and investor. Business owners and investors enjoy tax breaks, are seen as visionaries and risk takers and when success comes they are the people who enjoy more free time.

This book is a learning tool for those of us interested in moving from the left side to the right side of the quadrant. Kiyosaki is methodical and slow in his approach and encourages people to keep their jobs while they take baby steps towards the B and I quadrants.

This is a very simple break down of a book that I would HIGHLY recommend to anybody interested in owning their own company through the creation of a system and investing. Kiyosaki speaks of creating a system that will continuously grow and can run in your absence. If you are not interested and what I just wrote seems like a conspiracy or the rantings of a person jaded by unemployment you wouldn't make it through and this book may anger you.

Hope this finds you well.

~jc 9780751532807 هذا الكتاب امتداد لكتاب الأب الغني والأب الفقير ..
الكتاب فيه شرح تفصيلي لكيفية إدارة المال بشكل احترافي ومعرفة لعبة المال الرأسمالية ..

أنصح بقراءته بشدة .. علماً بأن كل كتب كيوساكي أنصح بها لسهولة إيصال المعلومة وإقناعك بشكل كبير بها ..
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أعدتُ قراءة الكتاب هذه الأيام لحاجتي لوزن الأمور من جديد .. بالنصبة للمصادر المالية والنفقات ..

حينما قرأت الكتاب .. عرفت الفرق بوضوح بينه وبينه كتابي عقلية الرجل المليونير وكتاب أغنى رجل في بابل ... والذي ختمتهما حديثاً ..

كيوساكي يضع يده على الجرح .. ويصف الداء .. ويبيÙ'Ù† المال كيف تقيسه وما هي القيمة الحقيقية له ..

سأبدأ قريباً بالكتاب الثالث له دليل الاستثمار للأب الغني بمشيئة الله تعالى .. وهو ضمن المخطط القادم ..

لا زلتُ أشكر الله أن أجري كلمة على لسان صاحبي خالد الشغدلي حينما نصحني بكتاب الأب الغني والأب الفقير الذي أعتبره بحق محور تغيÙ'ر جذري في حياتي المالية ..

ولا داعي لأن أعيد النصيحة مرة أخرى .. بقراءة الكتاب :) Business Investing اسمحوا لي أن أكتب هنا تعليقي بسرد ما كتبته على صفحتي كاملًا:
قليلةٌ هي الكتب التي لا تتركها قبل أن تتغيÙ'ر داخليًا وإلى الأبد، وبعض هذا التغيير قد لا يكون في البداية ظاهرًا، لكنÙ'Ù‡ يظلÙ' قلقًا واضطراباً في الداخل يتحيÙ'Ù† لحظته.
أحد الأمثلة على هذه الكتب كتب كايوساكي : كتاب (الأب الغني والأب الفقيرRICH DAD ,POOR DAD)، و كتاب (النموذج الرباعي للتدفق النقدي CASH FLOW QUADRANT)
الكتابان مترجمان إلى العربية، وقد قرأت الثاني بالإنجليزية فكانت لغة الكاتب سهلة سلسة، مباشرة وواضحة.
يمثÙ'Ù„ الكتاب الأوÙ'Ù„ (الأب الغنيÙ' والأب الفقير) بالإضافة إلى كتاب (سرÙ' النجاح) لماركوس باكنجهام أساسًا في فنÙ' صناعة الحياة، تلك الحياة الكريمة التي سُلبت منÙ'ا بسبب التقاليد الإجتماعية، والمجتمعات الأبوية.
في كتاب سرÙ' النجاح يطرح الكاتب فكرة النجاح لا كوصفة جاهزة، ولا كنصائح باردة، بل كمفهوم خالص، يمكن لكلÙ' قاريء أن يفصÙ'Ù„ به ثوبه الخاص الأنسب لمقاسه وذوقه وحاجته. والكتاب يمثÙ'Ù„ لبÙ' مفهوم التمتين الذي يطرحه الأستاذ نسيم الصمادي. وخلاصته؛ تقوية القويÙ' (أي تمتينه)ØŒ Ùˆ التعامل مع الضعف بحك��ة الالتفاف عليه والاستغناء عنه، لا بذل العمر في تقويته، وتدعيمه.

أمÙ'ا كتاب الأب الغني والأب الفقير فإنÙ'Ù‡ حديث عن الآباء الفقراء (أصحاب الشهادات الجامعية والوظائف المسمÙ'اة)ØŒ الذين شقوا وتعبوا وأكل الدهر من أجسادهم ونفوسهم حتÙ'Ù‰ استطاعوا تلبية جزء هو الأهمÙ' من احتياجاتنا، وضاقت جيوبهم، ودمعت عيونهم كثيرًا لعدم قدرتهم على تلبية أجزاء أخرى من تلك الاحتياجات، في مقابل الآباء الأغنياء الذين ربÙ'ما حصلوا على شهادات جامعية وربما لا، لكنÙ'هم عرفوا كيف يديرون المال، Ùˆ يستغنون عن الوظيفة.
وهكذا فما يعلمك إياه الأب الفقير هو الفقر بعينه. فيما يعلمك الأب الغني فنÙ' الاستغناء.

كم أتمنى أن يكون الكتابان السابقان (سرÙ' النجاح) Ùˆ(الأب الغني والأب الفقير) هدية كلÙ' طالبٍ ينهي مرحلته الثانوية (وهذا زمانها)Ø› لأنÙ' الأوÙ'Ù„ سيعينه بإذن الله على تحديد اتجاهه العلمي، فيما سيعينه الثاني بإذن الله على تحديد اتجاهه العملي.

Ø£Ù'Ù…Ù'ا الكتاب الثاني لـكايوساكي فهو حديث إلى أؤلئك الذين هم أمثالي وأمثال الكثيرين ممÙ'Ù† حولي، ممن هم ضحية النجاح الذي عرفوه من خلال تعريف مجتمعهم له، وضحايا تعاليم الآباء الفقراء أصحاب الشهادات والوظائف، الذين لا يُنكر جهدهم وصدق نصحهم، لكنÙ'هم â€"جزاهم الله خيرًا- بذلوا أحسن ما عندهم، ولم يكن الأحسن والأفضل والأصوب.
هذا الكتاب صراخٌ في وجه النائمين في العسل المغشوش، Ùˆ صفعات على وجوه الغائبين عن الوعي، Ùˆ حبلٌ ممدود لمن أراد الخروج من الجبÙ' العميق.
في الكتاب تشريحٌ دقيق لواقع كلÙ' من يجني مالاً، وخارطة طريق عامÙ'Ø© للإنتقال بين خانات النموذج المربÙ'ع. وهو استكمال للكتاب الأوÙ'Ù„ عن الأب الغني والأب الفقير.
أتمنى أن يقرأه كلÙ' موظÙ'ف مهما علت رتبته وامتلأت جيوبه، وأن يقرأه كلÙ' أبٍ فقيرٍ لينقذ أولاده الذين لو مات خشي عليهم، وكلÙ' مؤمن يؤمن بأنÙ' الرزق في السماء لا في الأرض، وبيد الربÙ' لا بيد العبد.

بعد هذه الكتب، سيسكنك قلق حميد، وستفكÙ'ر مرÙ'Ø© أخرى بحقيقة حياتك وواقعك، وستعيد بالتأكيد رسم الكثير من آمالك وطموحاتك ومعالم طريقك.
9780751532807

It's an alright book. Gives you a bit to think about but nothing revolutionizing. The last 40 pages or so are just blatant propaganda for his first book, Rich Dad Poor Dad, and his CASHFLOW games. If you're going to read one of Kiyosaki's books then you might as well read the original: Rich Dad, Poor Dad (and be aware that Kiyosaki's only successful venture is the Rich Dad franchise).

Conclusion: Skip it. Rich Dad, Poor Dad 2: Cash Flow QuadrantRich Dads Guide to Financial Freedom Had never thought about writing any book review this soon. But succumbed to feeling of disgust I experienced while reading this book.

Book is highly repetitive. Author just goes on and on and on and on explaining precisely what he has already done in his 1st book Rich Dad Poor Dad, which is still a readable one. If one wants to read any book of this author, one should read Rich Dad Poor Dad and then completely drop the idea of reading any of his books further.

Author talks about taking weekend courses in the book. He needs to take some weekend classes on English, since the language of the author, by no means, is better than that of a 7th grade student.

He indeed knows how to sell things. He just keeps on selling his books and board games throughout the book. He’d compel one so hard to buy his $8-each-and-worth-not-even-a-buck-books that one would eventually end up buying his books or board games.

This 370+ pages book (length of the book may vary depending upon the edition one may read) can be summarised in 2 pages of A4 Size.

A highly overrated book! English كتاب رائع قد يغير مجرى حياتك

تذكر دعاء النبى صلى الله عليه وسلم اللهم إنى أسألك الهدى والتقى والعفاف والغنى

وتذكر كذلك دعائه اللهم إنى أعوذ بك من الكفر والفقر

اللهم اجعل الدنيا فى أيدينا لا فى قلوبنا واجعلنا نسخر علمنا وأموالنا في سبيل نصرة دينك 0751532800 This book expands on the concepts presented in Rich Dad Poor Dad. Don't expect a detailed guide to getting rich; Kiyosaki explains that he doesn't write how-to books, but rather provides the mental framework that's necessary for gaining great wealth. He calls it the BE-DO-HAVE approach: strengthen your thoughts (being) so that you can take the action (doing) that will enable you to become financially free (having).

Kiyosaki promotes himself as living proof that you can get rich quickly; he went from homeless to millionaire in 4 years, and financially independent in another 5. Understandably, he doesn't believe in the get rich slowly movement, and thinks you're wasting your time if you do. He also rejects such other common wisdom as seeking job security, relying on mutual funds, and considering a house an asset.

His promise:

If you have a secure system that produces more and more money with less and less work, then you really do not need a job, or need to worry about losing your job or need to live life below your means. Instead of living below your means, expand your means. To make more money, simply expand the system and hire more people.

The last page of the book provides a great summary:

Your boss's job is to give you a job. It's your job to make yourself rich. Are you ready to stop hauling water buckets and begin building pipelines of cash flow to support you, your family, and your lifestyle? Minding your own business might be difficult and sometimes confusing, especially at first...the hardest part of the process is at the start. Once you make the commitment, life really does get easier and easier.

The reference to hauling water buckets relates to an analogy at the beginning of the book. Think of money as water. Most people try to increase their income by working more hours, or carrying more buckets of water. This is exhausting, and can only get you so far. Instead, it's better to run a business and invest to earn passive income 24/7, represented by building pipelines that provide a constant flow of water.

The book explores Kiyosaki's idea of the Cashflow Quadrant, which divides income generation into 4 quadrants.


Cashflow Quadrant
E: Employee
has a job
works for the system
values security, certainty, benefits over money

S: Self-employed
owns a job
is the system
values independence over money

B: Business owner
runs a system in which people work for them
creates, owns, or controls the system
delegates to hired experts

I: Investor
invests money into the system
money works for them

Differences between the left and ride sides
The E and S are on the left, the B and I on the right.
The left side values security, while the right side values freedom.
The right side has more tax advantages.
The right side must be good with financial numbers.
The left side is riskier because you need to live within your means and keep your job.

Differences between an S and B business
B can leave their business for a year or more, and the business will be more profitable when they return. S business would collapse if the owner left.
S owns a job, B owns a system and hires competent people to operate it.

Additional notes
Become a B before an I because I's invest in B's. Having a business will give you business sense, plus the free time and money to invest.

Become a higher level investor
Levels 0-3 are poor or middle class, and invest unintelligently, if at all.
Level 4 - Long-Term Investor: starts early, uses stocks and mutual funds to get rich in the long term.
Level 5 - Sophisticated Investor: uses riskier vehicles like real estate, businesses, new stock issues.
Level 6 - Capitalist: creates investments that create jobs and make others rich.

A house is a liability, not an asset, because it doesn't generate cash, and it costs you in maintenance and taxes.
Formula for wealth: build a business and buy real estate; make money with C corporations, and shelter the income in real estate.

7 Steps to the Financial Fast Track
1. Mind your own business
Fill out your personal financial statement
Set 1- and 5-year financial goals

2. Control your cash flow
Pay yourself first - save to invest
Eliminate personal debt

3. Know the difference between risk and risky
Ignorance is risky; business and investing aren't
Relying on job security is risky; minding your own business isn't
Buying liabilities is risky; buying assets isn't

4. Become educated in investing and business
For financial areas outside your expertise, 1) get educated or 2) find experts
Learn from seminars, classes, trade expos, and media

5. Seek mentors
Find investing and business role models
The 6 people you spend the most time with determine your future

6. Make disappointment your strength
Try new things and expect disappointment, but have a mentor to coach you through the experience

7. Have faith
Believe in yourself
Start today! Robert T. Kiyosaki 2.5* Đọc cÅ©ng ok. Phù hợp vá»›i những người quan tâm chủ Ä'ề tá»± do tài chính. Mình cÅ©ng có tìm hiểu về vấn Ä'ề này rá»"i nên Ä'ọc hÆ¡i chán, nhÆ°ng cÅ©ng học Ä'ược má»™t sá»' Ä'iều.
Sách chủ yếu kiểu self-help, tập trung phát triển mindset chứ không tập trung lắm khía cạnh thá»±c hành (dù cÅ©ng có nói về khía cạnh Ä'ó má»™t vài chá»—). CÅ©ng chung khuyết Ä'iểm vá»›i những cuá»'n self-help khác: chỉ nói về mindset thôi nên có cần kéo nó ra thành nguyên má»™t cuá»'n dài trên 400 trang không trời (-.-)
Nhiều review (thậm chí cả tác giả) Ä'ều nói quyển này giá»'ng nhÆ° má»™t phụ lục cho tập 1, triển khai cụ thể tập 1 thôi. Nói chung nếu muá»'n Ä'ọc serie này thì vẫn nên Ä'ọc tập 1 trÆ°á»›c. Lý do mình chỉ Ä'ọc tập 2 vì kệ sách công ty mình chỉ có má»—i tập 2 thôi nên mình Ä'ọc tập 2 thoi :))) 320